Usually I ride all year long but this year I am questioning as is Cheryl how prudent is it to have 4 vehicles insured at one time just to have the cars available for those what if days in our Winter months??? Could I be happy commuting to work in a car or by transit? Probably not but here in BC our insurance rates for motorcycles are equal to that of a car. ICBC our government run insurance company does not discount bikes like they should.
So, pondering the idea of taking our bikes off the road for 3 months to save a little money and start making responsible decisions? Would be sad but perhaps the right thing to do.
Any thoughts? Who rides all year?
On another note Triumph is coming out with their version of the BMW 1200 soon. Curious to read and see more about this bike. I just love competition and would love to see BMW at least for the 800GS to add an adjustable seat that is a bit wider than the plank they offer now. I also predict maybe not right away but the Tiger will have an info button to toggle through the dash, with an on/off ABS button. Just my prediction because it makes sense for the rider. Looking forward to what these 2 companies come out with in the next year or two.
3 thoughts on “Riding in the Winter”
Well, we don’t ride all year due to the increased risks involved and also because of the damaging salt that lines the road surface for several months. In fact I would hesitate a guess and say that very few riders here in northern Europe ride over the winter months.
To this end our bikes are only registered for use on the roads between the months of March and November inclusive and this is reflected in two numerals ( 03/11 ) that are affixed to the plate. The annual road tax is reduced by this as are the bikes insurance policies although, and this is important, they are still covered for fire and theft whilst garaged.
Have you checked out Beacon Insurance. I know I saved about $600+ a year with them vs. going through ICBC. I can’t remember the exact amount now but I think I am paying half of what I would have been through ICBC.
We use Beacon for the private portion but still have to use ICBC for the basic annual policy which is over $900 a year per bike. Beacon adds another $345 per bike for fire and theft and gear.
Too bad we did not have private for the basic like most places on earth. ICBC i would love to avoid all together but as you know we can’t.